International Group Insurance Products with Full Description:

Who helps you today to navigate international risk management and global benefits for expatriates, TCNs, foreign nationals and global travelers?

The 3 most important reasons to team with us for international group insurance needs are outlined below:

There is no cost to have McKinley International on "retainer" and we share advice with clients every day with no consulting fees.

If you employ expatriates and other international assignees, you never know what may cross your desk and you need a partner that can navigate ANY issue that may come your way.

Your current broker or consultant may lack international experience (99% do), and there is no conflict because we do NO U.S. domestic benefits.

If living in Afghanistan as an expatriate, it's extremely important to have the right international insurance package, with medical evacuation in Afghanistan being the primary concern. The person that took this picture is about 12 hours from a decent hospital!

If you have expatriates in Afghanistan, or you are an individual living in Afghanistan please call us for a free insurance review.

This section also discusses DBA coverage in Afghanistan or Defense Base Act coverage in Afghanistan.

Expatriate Insurance Afghanistan

McKinley International works with individuals and organizations that need to provide medical insurance in Afghanistan for expatriate employees, travelers to Afghanistan, and local nationals. Please contact us for a free insurance and general international risk management consultation that will design a strategy based on your exact international exposures (where people are traveling and for how long.) Did we mention this is a free service, something the international consultants will charge you over $5,000 to do.

Whether you are working full time in Kabul or are traveling for two weeks, anyone traveling to Afghanistan needs the right international medical insurance in Afghanistan. In addition to the proper expatriate health insurance for Afghanistan here is a list of useful information for anyone working or traveling to Afghanistan.

  1. Medical evacuation insurance (lifeflight) is extremely important in Afghanistan. In most cases, nearest appropriate facility may be over a thousand miles away. Lifeflight in this country can easily eclipse $80,000. Although they will all say they do, not all medical evacuation companies for expatriates will be able to extract patients from Afghanistan with an equal amount of expertise. Send the wrong plane into Afghanistan and it most likely will be shot down!
  2. An international medical insurance plan is very important for foreign nationals in Afghanistan. You need a program that works in the host country, regionally, and in the home country for return visits.
  3. War risk and terrorism should not be an exclusion in any employee benefit program for an expatriate heading to Afghanistan. Most medical insurance and life insurance programs mention this as a specific exclusion which practically renders the entire program useless for any expatriate living in Afghanistan. Also, check the language on the employer sponsored Long Term Disability program for war risk and terrorism as well. If an employers group insurance program contain war risk and terrorism exclusion have a broker like McKinley International source quotes without these exclusions, perhaps from the Lloyd's of London marketplace.

Defense Base Act coverage in Afghanistan

Expatriates of any nationality working in Afghanistan on a U.S. government contract or for U.S. AID will be required to be extended DBA workers compensation insurance, a more robust form of international workers compensation insurance that is mandated by law in these situations.

Expatriate Insurance Afghanistan Needs Chart (1 to 10 with 10 being a critical need) Looks at the need for expatriate insurance vs. what can be obtained in the local market or what many not even be needed for an expatriate assignment in Afghanistan.

Expatriate Medical Insurance in Afghanistan 10
International Medical Evacuation in Afghanistan (with assistance) 10
Expatriate Life Insurance in Afghanistan 10
Expatriate Disability Insurance in Afghanistan 10
Cross Cultural Training in Afghanistan 7
International EAP in Afghanistan 9
International Workers Compensation Insurance Afghanistan 10
Expatriate Property Insurance in Afghanistan 10
Expatriate Liability Insurance in Afghanistan 4
Kidnap and Ransom Insurance Afghanistan 10
Emergency Security Planning / Evacuation Plan for Afghanistan 10
Local Admitted Coverage Needed for Expatriates in Afghanistan 5
Place Afghan Local Nationals under an offshore or U.S. expat plan Perhaps
Afghan healthcare system or local insurance works in the United States There is no Afghan system
Repatriation of Remains Afghanistan for Expatriates (insurance to return remains) 10