International Group Insurance Products with Full Description:

Who helps you today to navigate international risk management and global benefits for expatriates, TCNs, foreign nationals and global travelers?

The 3 most important reasons to team with us for international group insurance needs are outlined below:

There is no cost to have McKinley International on "retainer" and we share advice with clients every day with no consulting fees.

If you employ expatriates and other international assignees, you never know what may cross your desk and you need a partner that can navigate ANY issue that may come your way.

Your current broker or consultant may lack international experience (99% do), and there is no conflict because we do NO U.S. domestic benefits.


If heading as an expatriate moving to Costa Rica, it's extremely important to have the right international insurance package that not only works in your host country but equally well throughout the South American region. Other programs will be necessary depending on how long the person will be residing in Costa Rica and what types of activities will be engauged (above)..

If you have expatriates in Costa Rica or you are an individual expatriate living in Costa Rica please call us for a free insurance review.

Expatriate Insurance Costa Rica

McKinley International Risk Management works with individuals and organizations that need to provide medical insurance in Costa Rica for expatriate employees, travelers to Costa Rica, retirees living in Costa Rica, and local nationals of South America. Please contact us for a free insurance and general international risk management consultation that will design a strategy based on your exact international exposures throughout Costa Rica(where people are traveling and for how long.) Did we mention this is a free service, something the international consultants will charge you over $5,000 to do.

Whether you are working full time in Costa Rica or living there as a retiree, or just traveling for two weeks, anyone traveling or working in Costa Rica needs the right international medical insurance scheme. In addition to the proper expatriate health insurance for those living full time in country, here is a list of useful information for anyone working or traveling to Costa Rica.

  1. An international medical insurance plan is very important for foreign nationals in Costa Rica. You need a program that works in the host country, regionally throughout South America, and in the home country for return visits.

Expatriate Insurance Costa Rica Needs Chart (1 to 10 with 10 being a critical need) Looks at the need for expatriate insurance vs. what can be obtained in the local market or what many not even be needed for an expatriate assignment in Costa Rica.

Expatriate Medical Insurance in Costa Rica a necessity? 9
International Medical Evacuation in Costa Rica (with assistance) 5
Expatriate Life Insurance in Costa Rica 8
Expatriate Disability Insurance in Costa Rica 8
Cross Cultural Training in Costa Rica for U.S. expats 6
International EAP in Costa Rica for U.S. expats in Costa Rica 4
International Workers Compensation Insurance Costa Rica 9
Expatriate Property Insurance in Costa Rica 9
Expatriate Liability Insurance in Costa Rica 6
Kidnap and Ransom Insurance Costa Rica 5
Emergency Security Planning / Evacuation Plan 4
Local Admitted Coverage Needed for Expatriates residing in Costa Rica No
Place Costa Rica Nationals under an offshore or U.S. expat plan No
Costa Rica health insurance works for local nationals of Costa Rica in the United States No
Repatriation of Remains Costa Rica for Expatriates (insurance to return remains) 8

* Costa Rica is the # 1 destination for retiring American expatriates, and the quality of heathcare is about the best you are going to find in Central America.