Expatriate Insurance Sweden
McKinley International Risk Management works with individuals and organizations that need to provide medical insurance in Sweden for expatriate employees, for travelers to Stockholm and other cities in Sweden, and local nationals of Sweden.
Please contact us for a free insurance and general international risk management consultation that will design a strategy that goes beyond global health insurance based on your exact international exposures throughout Sweden and the region (where people are traveling and for how long.) Did we mention this is a free service, something the international consultants will charge you over $4,000 to do.
Whether you are working full time in Sweden and need global health insurance, or just traveling for two weeks to Stockholm on vacation, anyone traveling or working abroad needs the right international medical insurance scheme, security program, and other insurance protection such as international life, disability, foreign workers compensation insurance, and medical evacuation. In addition to the proper expatriate health insurance for those living full time in Sweden, here is a list of useful information for anyone working or traveling to the region.
Current Healthcare Provisions for Local Nationals of Sweden / Swedish Local Nationals
The State provision of healthcare in Sweden consists of a dual social insurance and universal medical care system. Within the system ALL residents are eligible for the medical benefits plan in Sweden.
Notably, funding for the system does NOT require contributions from the employee, but is solely the responsibility of the Government through taxes. Private medical insurance for local nationals of Sweden is very uncommon but exists for expatriates living in Sweden.
Sweden is a classic case of what Americans refer to as cradle to grave socialized benefits and the State is there to meet almost any medical or disability need. Even dental care for children up to age 18 is completely free if you don't mind the high taxes.
Expatriate Insurance Sweden Needs Chart (1 to 10 with 10 being a critical need) Looks at the need for expatriate insurance vs. what can be obtained in the local market or what many not even be needed for an expatriate assignment in Sweden.
| Expatriate Medical Insurance in Sweden a necessity? | 9 |
| International Medical Evacuation in Sweden (with assistance) | 2 |
| Expatriate Life Insurance in Sweden | 7 |
| Expatriate Disability Insurance in Sweden | 7 |
| Cross Cultural Training in Sweden for U.S. expats | 8 |
| International EAP in Sweden for U.S. expats in Sweden | 7 |
| International Workers Compensation Insurance Sweden | 9 |
| Expatriate Property Insurance in Sweden | 9 |
| Expatriate Liability Insurance in Sweden | 9 |
| Kidnap and Ransom Insurance Sweden | 3 |
| Emergency Security Planning / Evacuation Plan | 1 |
| Local Admitted Coverage Needed for Expatriates residing in Sweden | No |
| Place Sweden Nationals under an offshore or U.S. expat plan | No |
| Sweden health insurance works for local nationals of Sweden in the United States | No |
| Repatriation of Remains Sweden for Expatriates (insurance to return remains) | 7 |