International Group Insurance Products with Full Description:

Who helps you today to navigate international risk management and global benefits for expatriates, TCNs, foreign nationals and global travelers?

The 3 most important reasons to team with us for international group insurance needs are outlined below:

There is no cost to have McKinley International on "retainer" and we share advice with clients every day with no consulting fees.

If you employ expatriates and other international assignees, you never know what may cross your desk and you need a partner that can navigate ANY issue that may come your way.

Your current broker or consultant may lack international experience (99% do), and there is no conflict because we do NO U.S. domestic benefits.


Expatriate insurance in Geneva Switzerland is big business because there are so many expatriates. One of the most international cities in the world because of the banking and insurance industry. Expatriates will not need medical evacuation for the most part because of the excellent hospitals nor will they need kidnap and ransom insurance.

If you have expatriates in Switzerland or anywhere in the region please call us for a free insurance review.

Expatriate Insurance Switzerland

McKinley International Risk Management works with individuals and organizations that need to provide medical insurance in Switzerland for expatriate employees, for travelers to Geneva and other cities in Switzerland, and local nationals of Switzerland.

Expatriates living in Switzerland are required to participate in local admitted insurance schemes. However, there are many case examples where expatriates in Switzerland have provided proof of adequate expatriate medical insurance in Switzerland, and are therefore allowed to opt out of the local compulsory schemes. However, many countries are moving toward expatriates have the mandatory need to participate locally. For most expats in Switzerland, this means double coverage because the local Swiss system will certainly not work back in the U.K. or the United States.

Please contact us for a free insurance and general international risk management consultation that will design a strategy that goes beyond global health insurance based on your exact international exposures throughout Switzerland and the region (where people are traveling and for how long.) Did we mention this is a free service, something the international consultants will charge you over $7,000 to do.

Whether you are working full time in Switzerland and need global health insurance, or just traveling for two weeks to Geneva on vacation, anyone traveling or working abroad needs the right international medical insurance scheme, security program, and other insurance protection such as international life, disability, foreign workers compensation insurance, and medical evacuation. In addition to the proper expatriate health insurance for those living full time in Europe, here is a list of useful information for anyone working or traveling to the region.

Healthcare for Local Nationals of Switzerland | Swiss Local national system

Switzerland does not have a formal federal health insurance program, but there are laws that govern the requirements for a basic insurance system. Based on Federal Law on "Sickness Insurance" called (Bundesgesetz ├╝ber die Krankenversicherung), mandates all Swiss local nationals to be covered by basic health care insurance, provided by private health insurance companies, from which the individuals can choose.

The social insurance system in Switzerland for Swiss nationals is compulsory for all persons living in the country, with contributions depending on where you live in the country (the Canton). A single premiums is required from all insured persons within the same region. The employer is not required to make contributions.

Insurance is on an individual basis in Switzerland, therefore all dependents will have their own insurance. The Swiss medical insurance program is supervised by the Federal Office of Social Insurance with schemes administered by 119 recognized funds and private insurance companies.

Expatriate Insurance Switzerland Needs Chart (1 to 10 with 10 being a critical need) Looks at the need for expatriate insurance vs. what can be obtained in the local market or what many not even be needed for an expatriate assignment in Switzerland.

Expatriate Medical Insurance in Switzerland a necessity? 9
International Medical Evacuation in Switzerland (with assistance) 2
Expatriate Life Insurance in Switzerland 7
Expatriate Disability Insurance in Switzerland 7
Cross Cultural Training in Switzerland for U.S. expats 8
International EAP in Switzerland for U.S. expats in Switzerland 7
International Workers Compensation Insurance Switzerland 9
Expatriate Property Insurance in Switzerland 9
Expatriate Liability Insurance in Switzerland 9
Kidnap and Ransom Insurance Switzerland 3
Emergency Security Planning / Evacuation Plan 1
Local Admitted Coverage Needed for Expatriates residing in Switzerland No
Place Switzerland Nationals under an offshore or U.S. expat plan No
Switzerland health insurance works for local nationals of Switzerland in the United States No
Repatriation of Remains Switzerland for Expatriates (insurance to return remains) 7