Expatriate Insurance Switzerland

McKinley International Risk Management works with individuals and organizations that need to provide medical insurance in Switzerland for expatriate employees, for travelers to Geneva and other cities in Switzerland, and local nationals of Switzerland.

Expatriates living in Switzerland are required to participate in local admitted insurance schemes. However, there are many case examples where expatriates in Switzerland have provided proof of adequate expatriate medical insurance in Switzerland, and are therefore allowed to opt out of the local compulsory schemes. However, many countries are moving toward expatriates have the mandatory need to participate locally. For most expats in Switzerland, this means double coverage because the local Swiss system will certainly not work back in the U.K. or the United States.

Please contact us for a free insurance and general international risk management consultation that will design a strategy that goes beyond global health insurance based on your exact international exposures throughout Switzerland and the region (where people are traveling and for how long.) Did we mention this is a free service, something the international consultants will charge you over $7,000 to do.

Whether you are working full time in Switzerland and need global health insurance, or just traveling for two weeks to Geneva on vacation, anyone traveling or working abroad needs the right international medical insurance scheme, security program, and other insurance protection such as international life, disability, foreign workers compensation insurance, and medical evacuation. In addition to the proper expatriate health insurance for those living full time in Europe, here is a list of useful information for anyone working or traveling to the region.

Healthcare for Local Nationals of Switzerland | Swiss Local national system

The social insurance system in Switzerland for Swiss nationals is compulsory for all persons living in the country, with contributions depending on where you live in the country (the Canton). A single premiums is required from all insured persons within the same region. The employer is not required to make contributions.

Insurance is on an individual basis in Switzerland, therefore all dependents will have their own insurance. The Swiss medical insurance program is supervised by the Federal Office of Social Insurance with schemes administered by 119 recognized funds and private insurance companies.

Expatriate Insurance Switzerland Needs Chart (1 to 10 with 10 being a critical need) Looks at the need for expatriate insurance vs. what can be obtained in the local market or what many not even be needed for an expatriate assignment in Switzerland.