International Group Insurance Products with Full Description:

Who helps you today to navigate international risk management and global benefits for expatriates, TCNs, foreign nationals and global travelers?

The 3 most important reasons to team with us for international group insurance needs are outlined below:

There is no cost to have McKinley International on "retainer" and we share advice with clients every day with no consulting fees.

If you employ expatriates and other international assignees, you never know what may cross your desk and you need a partner that can navigate ANY issue that may come your way.

Your current broker or consultant may lack international experience (99% do), and there is no conflict because we do NO U.S. domestic benefits.


Could our parent's generation even imagine that Vietnam gets thousands of tourists a year, in addition to a growing expatriate community in Vietnam.

Expatriate insurance in vietnam is mostly about a good international medical insurance plan with medical evacuation (international medical lifeflight insurance). International workers compensation insurance in Vietnam is an essential because of all the heavy manufacturing in Vietnam.

If you have expatriates in Vietnam or anywhere in the region other than North Korea which we can't insure due to strict US Government sanction, please call us for a free insurance review.

Expatriate Insurance Vietnam

McKinley International Risk Management works with individuals and organizations that need to provide medical insurance in Vietnam for expatriate employees, for travelers to Hanoi and other cities in Vietnam, and local nationals of Vietnam.

Please contact us for a free insurance and general international risk management consultation that will design a strategy that goes beyond global health insurance based on your exact international exposures throughout Vietnam and the region (where people are traveling and for how long.) Did we mention this is a free service, something the international consultants will charge you over $4,000 to do.

About an expatriate assignment in Vietnam

Expatriates working in Vietnam for more than 183 days are taxed at a rate of 50% on worldwide income. Local employees are subject to an even higher rate and an additional surtax of 30% of income above a certain amount. Companies that hire expatriates must employ local nationals of Vietnam in a certain percentage to expatriates in Vietnam.

Companies that employ local nationals in Vietnam should know there are strict labor laws regarding the number of hours that local nationals can work regarding overtime. This is compared to other Asian countries.

Expatriates working in Vietnam should have an international health insurance scheme and there are select hospitals and clinics that foreign nationals in Vietnam should seek out like the International SOS Hanoi Clinic in the Hoan Kiem District of Vietnam. These facilities cater to expatriates.

In Vietnam, about 94 percent of the population age 15 and over is literate. Education is free and is compulsory for 5 years of primary school. Nearly all children receive primary schooling. Less than half of young Vietnamese receive a secondary education, however, partly because there is a shortage of adequate facilities, particularly in the mountainous areas. Fortunately, there are good international schools in the main cities to cater to the children of expatriates.

ONE EXAMPLE: The International British International School, Ho Chi Minh City School has 842 students, ages 1-18 year in Ho Chi Minh City and is an independent co-educational day school that provides a British style curriculum to an international student body. Currently, the school has three campuses in Ho Chi Minh City and a fourth is under construction. The Fundino Pre-school campus and a small primary campus operate from downtown locations whilst the larger An Phu campus is located in a quiet suburban area close to the Saigon River.

Most international schools are expensive and can range from $8,000 to over $20,000 a year USD.

Whether you are working full time in Vietnam and need global health insurance, or just traveling for two weeks to Vietnam on business or even vacation (imagine that), anyone traveling or working abroad needs the right international medical insurance scheme, security program, and other insurance protection such as international life, disability, foreign workers compensation insurance, and medical evacuation. In addition to the proper expatriate health insurance for those living full time in Vietnam, here is a list of useful information for anyone working or traveling to the region.

Expatriate Insurance Vietnam Needs Chart (1 to 10 with 10 being a critical need) Looks at the need for expatriate insurance vs. what can be obtained in the local market or what many not even be needed for an expatriate assignment in Vietnam.

Expatriate Medical Insurance in Vietnam a necessity? 10
International Medical Evacuation in Vietnam (with assistance) 9
Expatriate Life Insurance in Vietnam 9
Expatriate Disability Insurance in Vietnam 9
Cross Cultural Training in Vietnam for U.S. expats 8
International EAP in Vietnam for U.S. expats in Vietnam 7
International Workers Compensation Insurance Vietnam 9
Expatriate Property Insurance in Vietnam 9
Expatriate Liability Insurance in Vietnam 9
Kidnap and Ransom Insurance Vietnam 6
Emergency Security Planning / Evacuation Plan 4
Local Admitted Coverage Needed for Expatriates residing in Vietnam No
Place Vietnam Nationals under an offshore or U.S. expat plan No
Vietnam health insurance works for local nationals of Vietnam in the United States No
Repatriation of Remains Vietnam for Expatriates (insurance to return remains) 8