International Group Insurance Products with Full Description:

Who helps you today to navigate international risk management and global benefits for expatriates, TCNs, foreign nationals and global travelers?

The 3 most important reasons to team with us for international group insurance needs are outlined below:

There is no cost to have McKinley International on "retainer" and we share advice with clients every day with no consulting fees.

Your current broker or consultant may lack international experience (99% do), and there is no conflict because we do NO U.S. domestic benefits.

For an in depth review of these international group insurance topics, please review each of the 4 white papers below:

International Employee Benefits and International Risk Management Strategy, what global employers need to know "the complete list".

Just about 10 years ago, after the implementation of an international medical insurance plan, benefit managers thought they were about done! This is no longer the case. International risk management goes well beyond an international medical insurance plan or what may have been defined as the traditional territory of the Risk Manager on the P&C side. Here are the topics that most global employers need to address to have a comprehensive international risk management strategy. The benefits manager needs to focus on the international employee benefits and coordinate with the risk manager to avoid overlap.

International Employee Benefits

  1. International medical insurance for U.S. expatriates (the U.S. plan does not work abroad)
  2. International travel medical plan for those traveling outside their home country.
  3. International dental insurance plan for expatriates
  4. Global medical insurance for Third Country National Employees
  5. Compliant and admitted health insurance for local nationals
  6. Multinational Pooling for local national benefits / experience rated
  7. International Life and Long Term Disability Insurance for expatriates
  8. Global AD&D and BTA
  9. Offshore pension for certain expatriates
  10. Medical evacuation and repatriation for those residing in certain host countries
  11. PTD or TTD programs for certain TCNs
  12. War and Terrorism riders to remove certain exclusions that limit coverage

International Property and Casualty Insurance

  1. International workers compensation insurance
  2. International blanket liability and products liability
  3. Global property insurance
  4. Kidnap and Ransom insurance
  5. Expatriate personal property insurance
  6. Expatriate personal liability insurance
  7. Expatriate vacant homeowners insurance
  8. Overseas renters insurance for expatriates
  9. Defense base act workers compensation insurance
  10. Other global inland marine lines
  11. Goods in storage insurance for expatriates

Global Service Programs for Expatriates

  1. International Employee Assistance Program (International EAP)
  2. Cross cultural training
  3. Foreign payroll
  4. Emergency security planning
  5. Site assessment security
  6. Global banking for overseas employees
  7. Global moving insurance and household goods
  8. Repatriation services
  9. Property management for expatriates
  10. Assistance with international schools
  11. Tax equalization
  12. Visa and immigration services
  13. Remote site medical clinics

Documenting International Employee Benefits and Global P&C plans... to remove employer's liability

  1. Expatriate policy and procedure documentation
  2. Expatriate employee handbooks and expatriate manuals
  3. Posting information on-line in real time vs. "paper handbooks"
  4. Pre-departure expatriate offer letter